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By Lacey Blank | Tuesday, December 6, 2022
What Factors Determine My Professional Liability Insurance Premium
Insurance Fundamentals
As a financial professional, you’ve probably heard about professional liability insurance. You may even own a policy. However, you might be uncertain about what it provides and what determines its cost. You might also be unaware of how the value of having this insurance exceeds its premium.
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By Lacey Blank | Friday, December 2, 2022
Attorneys: Beware Trust Fund Schemes
Safety and Loss Control
Welcome to the perilous world of attorney trust fund crime. It’s where clients can be criminals and your IOLTA money can vanish instantly. Even though these schemes have existed for years, and bar associations and insurers have issued many alerts about them, lawyers still fall for them.
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By Lacey Blank | Wednesday, November 30, 2022
How to Do Debt-Collection Legal Work with Less Malpractice Risk
Safety and Loss Control
Helping clients collect money owed them is a promising legal specialty. But lawyers must always comply with the Fair Debt Collections Practices Act (FDCPA).
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By Lacey Blank | Thursday, November 17, 2022
Top Reasons to Review Your Business Insurance Policy
Insurance Fundamentals
New business risks emerge or existing ones shrink. When your needs change, your original insurance might stop serving its intended purpose. Reviewing your policies prevents this from happening.
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By Rochelle Miller | Monday, October 24, 2022
How Planning Can Reduce the Risk of a Cyberattack
Safety and Loss Control
Not all cyberattacks operate in the same way. Cybersecurity Awareness Month, which is celebrated each October, is the perfect opportunity for associations to bring cyber safety to the forefront and kick off a yearlong training program.
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By Ben Lemann | Tuesday, February 1, 2022
The Worst Insurance Mistakes Business Owners Make
Insurance Fundamentals
Gallagher's Ben Lemann weighs in on the mistakes small business owners should look out for when managing their risk.
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By Chris Mangum | Wednesday, January 12, 2022
7 Risk Prevention Steps Every Small Business Should Consider
Safety and Loss Control
Ignoring cyber risks can be fatal to your business. Now, more than ever, it’s essential to understand basic cyber attack patterns, develop a cybersecurity plan and purchase cyber liability & data breach insurance.
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By Sherrie Wehner | Wednesday, January 12, 2022
Driving Your Small Business Brand Reputation
Safety and Loss Control
Unsafe driving is dangerous in any scenario, but if you own branded vehicles it can also be dangerous to the brand and pose a risk of liability claims against both you and your employees.
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By Ben Lemann | Wednesday, January 12, 2022
Rebuilding after COVID – Changing the Conversation from Stats to Starts
Business Continuity and Crisis Management
By now everyone has had their fill of COVID-19 related statistics, especially small business owners. The National Federation of Independent Business reports that 92% of all small business owners have experienced some sort of negative impact from the pandemic.
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By Rochelle Miller | Wednesday, January 12, 2022
Understanding the Terms of Your Professional Liability Insurance
Insurance Fundamentals
It pays to fully understand your professional liability insurance. Knowledge starts with knowing the meaning of terms like “claims made,” “extended reporting period” and “defense costs in or out.” Learn their significance here.
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By Brandy Duncan | Wednesday, January 12, 2022
Should You Choose an Admitted or a Non-Admitted Insurer for Your E&O Insurance?
Insurance Fundamentals
Not all insurers are created equal. Admitted carriers may provide greater financial protections than non-admitted ones. Complete your due diligence before you decide.
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