Damages caused by earthquakes and other natural disasters can be very costly to small businesses and are typically not covered in your standard Property Insurance. Earthquake insurance is typically a rider added to your Property coverage and covers:
- Broken windows
- Smashed equipment, including computers and wiring
- Foundation cracks
- Debris removal and clean-up costs
Do you need Earthquake insurance?
Some financial lenders may require it, based on your location. If you live in an area at risk for earthquakes, you should consider an earthquake policy.
Want to learn more? Contact our small business risk experts.