Insurance that keeps your practice running
Protect your staff, patients and operations with insurance tailored to the realities of running a medical office. From property damage and cyber threats to liability claims and workplace injuries, Gallagher helps you stay protected so you can focus on care.
What we cover
At Gallagher, we understand the unique challenges faced by medical offices. Our small business advisors collaborate with you to craft a medical office insurance program that addresses your specific needs. Learn more about coverage options below:
- Business owner's policy (BOP): Protects your property, equipment, and income if you can't operate after a covered loss.
- Commercial auto: Covers company vehicles used to transport medical supplies; includes certain damages and third-party injuries.
- Cyber: Helps with breach response costs — patient notifications and credit monitoring if your systems are compromised.
- Professional liability: If a patient claims negligence or harm from a procedure, this can help with covered claims.
- Umbrella / excess liability: Extra protection when a major claim exceeds your primary limits.
- Workers' Compensation: Medical care and wage replacement for covered on-the-job injuries — like slips or lifting injuries.
Why medical offices choose Gallagher
Choice: We offer more value from broader market access: Backed by Arthur J. Gallagher, we leverage deep carrier relationships to match you with the right coverage at the right price.
Medical office know-how: Our licensed small business team understands the risks unique to healthcare practices.
Claims advocacy: We help you communicate with your carrier and move claims forward — fast.
Support that fits your pace: Use our self-service portal 24/7, or speak with an advisor whenever you need help.
How we work with you
It's crucial for medical offices to ensure that facility, staff and patients are safeguarded against unforeseen events. Without adequate insurance, minor mishaps can lead to significant financial setbacks. Whether it's a small equipment malfunction, patient injury, staff misconduct, or other incidents, protection is essential. We're here to simplify the complexities of managing various insurance policies.
Our team of licensed small business insurance experts speaks your language with the goal of making your experience simple and worry-free. We take the time to:
- Listen: We learn how your practice runs — services, staffing, equipment and safety practices.
- Gather: We collect what's needed (applications and basics) so you don't have to repeat yourself.
- Negotiate: We go to market for comprehensive, medical-office-specific coverage.
- Review: We walk you through a clear proposal — line by line.
- Secure: We bind coverage so your business stays protected.
Ready to protect your medical practice?
Get medical office insurance tailored to your needs.