Insurance that keeps your landscaping business growing
As a landscaping professional, you operate in a high-stakes environment where various risks can impact your business daily. From property damage and equipment theft to cyber threats and liability issues, safeguarding your operations is crucial. Gallagher offers insurance coverage custom tailored to landscaping professionals — protecting your tools, trucks, team and reputation.
What we cover
At Gallagher, we understand the unique challenges you face in the landscaping industry. Our small business advisors collaborate with you to craft an insurance program that addresses your specific needs. Learn more about coverage options below:
- Business owner's policy (BOP): Protects your property, equipment, and income if you can't operate after a covered loss.
- Commercial auto: Covers company trucks transporting equipment to job sites, including certain damages and third-party injuries.
- Cyber: Helps with costs of a data breach — client notifications and credit monitoring if your systems are compromised.
- Professional liability: If a client claims damage due to improper landscaping techniques, this can help with covered claims.
- Umbrella / excess liability: Extra protection when a major claim exceeds your primary limits.
- Workers' compensation: Medical care and wage replacement for covered on-the-job injuries — like heat-related illness or equipment injuries.
Why landscaping professionals choose gallagher
Choice: We offer more value from broader market access: Backed by Arthur J. Gallagher, we leverage deep carrier relationships to match you with the right coverage at the right price.
Custom coverage: Solutions tailored to your business type, equipment and jobsite risks.
Expert guidance: Our team understands the landscaping industry and its unique risks.
Claims advocacy: We help you communicate with your carrier and move claims forward — fast.
24/7 support: Use our self-service portal anytime, or speak with an advisor when needed.
How we work with you
Landscaping and lawn care businesses face many risks as your employees are exposed to all types of working conditions and chemicals. And many times, your name is prominently featured on your business trucks and vehicles, seen by hundreds of consumers every day.
Our small business risk experts work with landscaping businesses every day to make sure you are protected from whatever risks you may face. We take the time to:
- Listen: We learn how your landscaping business operates — services, staffing, equipment, and jobsite practices.
- Gather: We collect what's needed (applications and basics) so you don't have to repeat yourself.
- Negotiate: We go to market for comprehensive, landscaping-specific coverage.
- Review: We walk you through a clear proposal — line by line.
- Secure: We bind coverage so your business stays protected.
Ready to protect your landscaping business?
Get Landscaping insurance tailored to your needs.