Plumbing contractors insurance that keeps work flowing
Protect your tools, team and reputation. From property damage and equipment theft to cyber threats and liability issues, one incident can disrupt your day. Gallagher's small business team helps you line up coverage that fits how you bid, schedule and complete jobs.
What we cover
At Gallagher, we understand the unique challenges you face in the plumbing industry. Our small business advisors collaborate with you to craft an insurance program designed for plumbing businesses that addresses your specific needs. Explore our range of coverage below:
- Business owner's policy (BOP): Protects your property, equipment and income if you can't operate after a covered loss.
- Commercial auto: Covers company vehicles transporting plumbing materials to job sites; includes certain damages and third-party injuries.
- Cyber: Helps with breach response costs — client notifications and credit monitoring if your systems are compromised.
- Professional liability: If a plumbing installation causes damage due to an error, this can help with covered claims.
- Umbrella / excess liability: Extra protection when a major claim exceeds your primary limits.
- Workers' compensation: Medical care and wage replacement for covered on-the-job injuries — like torch burns or lifting injuries.
Why plumbing contractors choose Gallagher
Choice: We offer more value from broader market access: Backed by Arthur J. Gallagher, we leverage deep carrier relationships to match you with the right coverage at the right price.
Plumbing know-how: Our licensed small business team understands the intricacies of plumbing — tools, vehicles, jobsite risks, and customer property.
Claims advocacy: If something happens, we help you communicate with your carrier and move claims forward — fast.
Support that fits your pace: Use our self-service portal 24/7, or speak with an advisor whenever you need help.
How we work with you
As Plumbers you are working in and around your customers' property all day long. Any time you or your crew enters a job site, there's a potential that something can go wrong. You can unintentionally damage your customer's property. Accidental fires, water damage, theft of tools and employee injury are all possibilities when you own a business.
Our team of licensed small business insurance experts speaks your language with the goal of making your experience simple and worry-free. We take the time to:
- Listen: We learn how your business runs — services, staffing, equipment, vehicles and safety practices.
- Gather: We collect what's needed (applications and basics) so you don't have to repeat yourself.
- Negotiate: We go to market for comprehensive, plumbing-specific coverage.
- Review: We walk you through a clear proposal — line by line.
- Secure: We bind coverage so your business stays protected.
Ready to protect your plumbing business?
Get Plumbing contractors insurance tailored to your needs.