We understand the heart and soul that goes into running a successful restaurant. The sizzle of the grill, the aroma of freshly brewed coffee and baked bread, the joyful laughter of satisfied customers – these moments are what makes your restaurant or food business special. We also know that this industry comes with its own unique set of challenges, including increased risk of claims. That’s why we’re here to offer you peace of mind and safeguard your culinary dreams. Our flexible Food Business Insurance solutions are crafted to safeguard your business, your dedicated employees and the valued patrons you serve.
What Type of Insurance Do You Need?
Business Owners Policy
Conveniently combines Property and Casualty, General Liability and Business Interruption Income.
Workers’ Compensation
Protects your employees by covering medical expenses and lost wages in case of work-related injuries or illnesses.
Commercial Umbrella
Acts as an extra layer of protection for your business in case a lawsuit or a major liability claim exceeds the limits of your primary insurance policies.
Additional products include Commercial Auto, Cyber, Employee Dishonesty Coverage, Employment Practices Liability, Liquor Liability Insurance, Property and Sewer & Drain Coverage and Utilities Services Coverage and Spoilage Coverage.
Why do you need insurance?
To help you mitigate these common risks:
- ✓ Slip, trips and falls
- ✓ Foodborne illness and injury
- ✓ Equipment damage and subsequent business disruption
- ✓ Assault and battery between patron or patron and staff
Together, Gallagher Small Business and CNA Small Business* offers:
- ✓ Dedicated Small Business Expertise
- ✓ Flexible Solutions
- ✓ Hassle-Free Quotes
- ✓ Claims Advocacy and Assistance
Contact us today! Exploring your coverage options is good business sense.
Remember, as your business expands, your insurance requirements might evolve. Stay vigilant and regularly reassess your coverage to ensure it aligns with your growing needs.
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